Most people will qualify for some level of assistance.  The following are the basic requirements to qualify for the City of Garden Grove Home Ownership Assistance programs:

• Attend a free home buyer education workshop.
  
  
• Be a first-time home buyer, which means you have not owned your principal residence in the last three years.
  
  
• Have income that can be verified with pay check stubs, W2 forms, tax returns, etc.  "Stated Income" is not an acceptable method to very a borrower's income.
  
  
• The income from all applicants must fall within the program income limits (see chart on City of Garden Grove Loans page).
  
  
• Have a qualifying credit history.
  
  
• Be flexible about your home choice, not everyone will qualify to purchase a single-family home, most buyers will start with a condominium or town home.
  
  
• The home must be located in the City of Garden Grove or Westminister.